NEWS: Bulla awarded Arbitrum DAO grant to launch PYUSD liquidity pool to settle freight finance onchain
DefiNEWS: Bulla awarded Arbitrum DAO grant to launch PYUSD liquidity pool to settle freight finance onchain
Our mission
Bulla’s mission is to act as a bridge between traditional and decentralized finance (DeFi), leveraging the Blockchain to enable a faster, more inclusive and transparent financing process for a range of users, including small and medium-sized businesses in need of liquidity and investors seeking yield on stablecoins. Bulla enables this process using its Bulla FactoringV2 protocol.
Core Value Proposition
By creating decentralized liquidity pools and enabling onchain invoice tokenization, Bulla allows businesses to access working capital in minutes rather than weeks, while reducing costs up to 50% compared to traditional factoring solutions.
Instant Access
Invoice financing in minutes, not days or weeks
Cost Efficiency
Saves up to 90% on time, 50% on cost
Global Liquidity
24/7 access to capital through decentralized pools
Transparency
Immutable records and real-time settlement tracking
Accessibility
No minimum volumes or complex underwriting requirements
Traditional System Limitations
The global invoice financing market, valued at over $3.5 trillion annually, suffers from systemic inefficiencies that particularly impact small and medium enterprises (SMEs):
Process Complexity
Multi-week approval processes requiring extensive documentation
Manual verification and credit assessment procedures
Complex legal agreements and ongoing compliance requirements
Geographic limitations and banking relationship dependencies
Cost Structure
High operational overhead from manual processing
Credit assessment fees ranging from 2-5% of invoice value
Administrative costs adding 1-3% to transaction expenses
Hidden fees for currency conversion and international transactions
Access Barriers
Minimum volume requirements excluding smaller businesses
Strict credit requirements favoring established enterprises
Limited availability in emerging markets and underbanked regions
Concentration risk from reliance on traditional financial institutions
Market Opportunity
Underserved Segments
85% of SMEs globally lack access to adequate invoice financing
$2.3 trillion annual financing gap for businesses under $50M revenue
Emerging markets with limited traditional banking infrastructure
Cross-border transactions requiring multi-currency settlement
Technology Disruption Potential
Blockchain eliminates intermediary inefficiencies
Smart contracts automate manual processes
Decentralized liquidity removes geographic constraints
Tokenization enables fractional and instant settlement
Partnering with real-world companies
and operating across multiple chains.
Learn more about the Bulla mission
Stay up to date on the latest in Bulla's platform and technology.
Bulla selected for Plug and Play x XDC Network Accelerator
DefiBulla Network has been selected for XDC × Plug and Play Accelerator
Global remittances and payments — a use case for crypto and the Bulla protocol
Blockchain paymentsBulla can leverage the blockchain to solve problems with global remittances.
